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During tough times your business can take a hit to its credit score. If you have had a tough time making debt payments in the past, it can hurt your ability to be approved for small business loans in the future. And even if you are able to qualify for a business loan, you may find that your only choices come with high rates and fees. But there are options. In this article, we’ll [...]

Businesses need access to cash to operate. Without it, it can be hard to meet everyday expenses that keep things running. But, it’s not uncommon for businesses to run into cash flow problems, especially if they are just starting out. One way to keep your company working through dips in cash flow is to utilize a business loan, specifically a working capital loan. But what are working capital loans? Read on to learn the [...]

You’re at the helm of an energetic startup, and there is no limit to the opportunities for growth. You could be opening branches nationwide, worldwide, adding associates, onboarding employees, and maybe most gloriously of all, being featured in Forbes. You might also get requests to be a guest lecturer for MBA students by next year. At the same time, you understand it’ll take a massive amount of hard work, clear communication, vision, excellent timing, [...]

Working Capital is a financial terms that every small business owner needs to understand. Unfortunately it may sound foreign to a lot of small business owners. What does working capital mean? Understanding the technical meaning of working capital is as important as understanding its role in your businesses financial planning, as well as how the ability to obtain it or not can affect your business. Now, what is a working capital? What is the [...]

Working capital is the money made readily available for the day to day running of an enterprise. Adequate working capital and sufficient cash flow are critical even for companies with multi-million dollar assets. It is important to note that many financial institutions offer little or zero access to loans for small to mid-size businesses because of the perceived high risk. ViewRidge Funding is a great alternative to banks because they provide loans for small [...]