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Put simply, working capital is the money that keeps a business running. In good times, you may not think about working capital much, but there can be times when working capital runs low, putting stress on the business. Every business has its own permanent working capital needs. There can be also be times when a business experiences a temporary financing need.  Let’s take a look at working capital and the difference between permanent working [...]

How Does Equipment Leasing Work? Small businesses are always looking for ways to finance their operations and maintain the cash flow that is the heart of their business. When it comes to purchasing equipment and machinery needed to run operations, it can be a stretch to buy what’s needed with cash. Many businesses opt for equipment financing, which allows the business to buy what they need without tying up all their cash. As [...]

Working Capital Loans for Startups Startups are in a unique, and often precarious, position in the business world. As a new business, there are seemingly never-ending expenses. And often there is just not enough income to meet all the needs of starting a business. This is where small business loans and alternative lending can play a vital role in success or failure. However, startups often have a hard time getting a small business [...]

Are working capital loans a good idea? If you run a small business, you probably understand the importance of working capital. It’s the money that keeps the gears of your business moving. Working capital allows you to make payroll, pay the bills, and buy inventory. But if the time between collecting revenue and paying expenses runs too short, you may find yourself with plenty of receivables but strapped for cash. If you are [...]

Are Working Capital Loans the Best Option for Businesses with Bad Credit? If your business has been struggling and your credit score is low, you may be having trouble finding business funding opportunities. Small business loans from a traditional bank can be hard to get and it’s unlikely you would be able to secure a business line of credit either. There are plenty of opportunities for business with good credit scores, but how [...]