Put simply, working capital is the money that keeps a business running. In good times, you may not think about working capital much, but there can be times when working capital runs low, putting stress on the business. Every business has its own permanent working capital needs. There can be also be times when a [...]
How Does Equipment Leasing Work? Small businesses are always looking for ways to finance their operations and maintain the cash flow that is the heart of their business. When it comes to purchasing equipment and machinery needed to run operations, it can be a stretch to buy what’s needed with cash. Many businesses opt [...]
Working Capital Loans for Startups Startups are in a unique, and often precarious, position in the business world. As a new business, there are seemingly never-ending expenses. And often there is just not enough income to meet all the needs of starting a business. This is where small business loans and alternative lending can [...]
Are working capital loans a good idea? If you run a small business, you probably understand the importance of working capital. It’s the money that keeps the gears of your business moving. Working capital allows you to make payroll, pay the bills, and buy inventory. But if the time between collecting revenue and paying [...]
Are Working Capital Loans the Best Option for Businesses with Bad Credit? If your business has been struggling and your credit score is low, you may be having trouble finding business funding opportunities. Small business loans from a traditional bank can be hard to get and it’s unlikely you would be able to secure [...]
What’s the Difference Between a Business Line of Credit and a Working Capital Loan? Click edit button to change Even businesses that show healthy annual profits can experience month-to-month fluctuations in income that affect working capital. Seasonal or cyclical businesses can go through peaks and valleys that can sometimes make it difficult to meet [...]
Does a Working Capital Loan Affect Working Capital? Working capital is the lifeblood of a business. It’s the money that keeps the business running and able to meet its day-to-day operating needs. There is a simple way to look at working capital, which is current assets less current liabilities. When these assets fall below [...]
Small Business Loan Requirements: Traditional vs. Alternative Lenders Small business owners are often in need of business funding, either to get their business off the ground or sometimes to keep it running smoothly during the startup phase. Cash flow issues can plague new businesses as they simultaneously try to build and keep up with expenses. [...]
During tough times your business can take a hit to its credit score. If you have had a tough time making debt payments in the past, it can hurt your ability to be approved for small business loans in the future. And even if you are able to qualify for a business loan, you may [...]
Businesses need access to cash to operate. Without it, it can be hard to meet everyday expenses that keep things running. But, it’s not uncommon for businesses to run into cash flow problems, especially if they are just starting out. One way to keep your company working through dips in cash flow is to utilize [...]
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