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Put simply, working capital is the money that keeps a business running. In good times, you may not think about working capital much, but there can be times when working capital runs low, putting stress on the business. Every business has its own permanent working capital needs. There can be also be times when a [...]

During tough times your business can take a hit to its credit score. If you have had a tough time making debt payments in the past, it can hurt your ability to be approved for small business loans in the future. And even if you are able to qualify for a business loan, you may [...]

Businesses need access to cash to operate. Without it, it can be hard to meet everyday expenses that keep things running. But, it’s not uncommon for businesses to run into cash flow problems, especially if they are just starting out. One way to keep your company working through dips in cash flow is to utilize [...]

You’re at the helm of an energetic startup, and there is no limit to the opportunities for growth. You could be opening branches nationwide, worldwide, adding associates, onboarding employees, and maybe most gloriously of all, being featured in Forbes. You might also get requests to be a guest lecturer for MBA students by next year. [...]

Working Capital is a financial terms that every small business owner needs to understand. Unfortunately it may sound foreign to a lot of small business owners. What does working capital mean? Understanding the technical meaning of working capital is as important as understanding its role in your businesses financial planning, as well as how the [...]

Working capital is the money made readily available for the day to day running of an enterprise. Adequate working capital and sufficient cash flow are critical even for companies with multi-million dollar assets. It is important to note that many financial institutions offer little or zero access to loans for small to mid-size businesses because [...]

Just like tens of thousands of businesses nationwide – especially small and mid-sized companies – you’ve decided to submit an application for a working capital business loan, possibly from us here at ViewRidge Funding. Before you decide to present your credit application, we advise that you keep these three points in mind to take full [...]