Working Capital Loans

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Up to $250,000 In Working Capital Loans Available Immediately For Your Business.

Is your business suffering because you don’t have enough cash?
Do you need additional cash to make your business run more efficiently? Are you feeling the strain of lacking enough money to purchase inventory, fund marketing, overcome seasonal sales slumps and more? ViewRidge Funding can get you the working capital that your business needs— providing additional cash flow for nearly every business situation.

ViewRidge Funding working capital loans are easy to apply for, hassle-free and don’t require secured collateral. Our Account Executives work with you one-on-one to quickly get you the cash you need to run your business. We have over 35 years of working capital loan experience— our Account Executives have helped thousands of businesses live the American dream.

“ViewRidge Funding helped me get a working capital loan quickly and without a lot of paperwork. The cash made all the difference. I was able to buy more inventory to support a new sales push. My business thrived because of the influx of cash.”

– Jim C., Simi Valley, CA

What is a working capital loan?

A working capital loan is a loan used by businesses to cover daily operational expenses (such as rent, company payroll, utilities, etc.) because your cash flow is tight and you are short on capital. There may be times where your business is in need of more capital to stay afloat or your business may have a large opportunity on the horizon that will tie up some of your cash – this is where a working capital loan may come into play.

An example of a working capital loan:

Suppose your company’s current capital and human resources incur $1200 in monthly expenses from day to day operations. The monthly revenue of your company, however, is only $700. In order to meet monthly expenses, your company takes out a working capital loan for $500 until its monthly revenue reaches the $1200.

Bank Loans = Hassle

As a business owner you might turn to a bank to borrow of working capital. However, there are challenges to getting a bank loan:

  • Banks require extensive documentation to demonstrate your businesses’ ability to pay back the loan.
  • Decisions can take weeks or even months, with plenty of red tape.
  • Applications are too often declined, wasting your valuable time and at a cost of lost business for your company.

If your loan is approved, the bank might restrict the use of the funds or require collateral as guarantees for repayment.

“They were awesome! I expected to be “badgered” into getting the loan, this is how I was treated by other lending companies I reached out to. ViewRidge Funding made it easy. They listened to my concerns, offered me the most that they could, and allowed me to decided on a lessor amount. I was happy with that! Now that I know I can handle the smaller amount, I will consider another loan with them.”

– Stephanie D., Hawthorne, CA

Get Started Now!

It’s easy to get the financing or equipment you need. Just fill out the “Get Started” form below, or phone us at (888) 563-4567 from 7:30am – 4:00pm Pacific Time.

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“My experience was exceptional. I would recommend them to any business looking for some extra capital to grow their business. Jonathan and Dave were instrumental in making this a great experience.”
Jason, Miami, FL
“Working with the company has been a great experience. They came through in time of need with funds quickly, and provided terms and rates that are fair to work with. Thanks again!”
Dan, Willowbrook, IL
“I would recommend them to any small business owner in need of financial assistance! Justin is professional, personable and most importantly efficient in taking care of business. I have used them more than once and have never been disappointed. Thank goodness I have them to fall back on in times of need.”
Patricia, Burlington, WA